Bảo hiểm Y tế Quốc gia dành cho Cư dân Nước ngoài
Korea’s National Health Insurance Service (NHIS) provides mandatory health coverage for most long-term foreign residents.
How Enrollment Works
Most long-term visa holders are automatically enrolled after 6 months of residence. You will begin receiving monthly premium bills.
Monthly Premiums
| Category | How Premiums Are Calculated |
|---|---|
| Employed | Based on salary, split 50/50 with employer (~7.09% of salary) |
| Self-employed / Regional | Based on income, property, and vehicle ownership |
| International Students (D-2, D-4) | Fixed flat rate (~₩76,390/month, 2025) |
What NHIS Covers
- Outpatient visits: approximately 30–50% copay depending on facility type
- Hospitalization: approximately 20% copay
- Prescription medication: copayment varies
Using Healthcare Services
- Bring your ARC to the clinic or hospital
- Register at reception
- See the doctor
- Pay your copayment at the billing counter
- Take prescriptions to a nearby pharmacy (약국)
What Happens If You Don’t Pay
Setting Up Payment
Contact NHIS to set up automatic bank transfer (자동이체): Multilingual Hotline 033-811-2000 / General 1577-1000 (press 7 for foreign language) / Website: nhis.or.kr/english
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